eMoney Advisor® Planning Tool
Connecting your money to what is important in your life
You’ve worked hard to get where you are in life. Now your money can work hard for you with our LifeSync® experience. LifeSync is our approach to planning that helps align your financial objectives with your personal aspirations to help create the unique path to the life you want to live.Find out where you stand
Your path starts by understanding your relationship with money. Throughout your life, what lessons have you learned? What compromises or adjustments have you made to get you where you are today? These personal insights will help guide you to the future you aspire to live.
Explore your future possibilities
Consider all the possibilities that your money can bring to you. Travel? Build a home? Start a business? Only by recognizing, communicating and documenting your desired outcomes can you and your advisor create a path toward reaching them.
Create your path
You and your advisor are now ready to design your personal path with our robust eMoney Advisor planning tool. Throughout your life, your advisor with eMoney, will provide you with the choices, information and action steps that will help guide you to the future you imagine.
Putting eMoney to work
eMoney aligns your assets to the jobs you want them to fulfill while tracking progress towards your success. Your advisor is able to address your probability of success in two ways. The circle graphs at the top of this chart reflect the probability of reaching all of your goals based on your current situation (61%) and with a recommended plan (80%). Below that you’ll see the probability of reaching each of your individual goals.
Foundational and Advanced Planning — addressing your financial needs
As your life evolves and changes, your advisor will provide you with the support and guidance you need. The eMoney tool also aligns with your changing needs with two types of planning options: Foundational for more general planning needs and Advanced for complex planning.
Foundational Planning addresses questions such as:
Can I fully fund my children’s college education? Can I buy a vacation home? Am I prepared for market volatility? Am I on track to reach my retirement goals? How might home improvements costs affect my plan?
Advanced Planning addresses questions such as:
What is the potential impact to my plan to pay for a large expense with cash vs. financing? How can I preserve my assets for my family? Can you help me articulate my wishes for my estate? Can you help me understand the potential tax outcomes1 of:
- Exercising my stock options?
- Giving to my favorite charity?
IMPORTANT: The projections or other information generated by eMoney regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Investment and Insurance Products: • NOT FDIC Insured • NO Bank Guarantee • MAY Lose Value
1 Wells Fargo and Company and its Affiliates do not provide tax or legal advice. Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.
Wells Fargo Wealth & Investment Management (WIM) is a division within Wells Fargo & Company. WIM provides financial products and services through various bank and brokerage affiliates of Wells Fargo & Company. Bank products and services are available through Wells Fargo Bank, N.A., Member FDIC.
Brokerage products and services are offered through Wells Fargo Advisors, a trade name used by Wells Fargo Clearing Services, LLC, and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.